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Financing

Welcome to G. Stone Motor's Finance Department, your auto loan and leasing headquarters. We are eager to provide financing for your new or used vehicle today. We offer a wide selection of lending institutions for a wide variety of financing needs. Most of our lenders offer options like bi-weekly payment plans, flexible terms from 12-96 months, automatic payment withdrawl, and online account management. Check out our online auto loan calculator for an instant payment or use our affordability calculator to build your budget. If you are interested in buying a vehicle or getting a pre-approval before you come in please proceed to our online finance application.

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. G. Stone Motors has strong relationships with many different banks and is committed to finding you the perfect car loan company to suit your car finance needs. We also offer low interest car loans with rates as low as 0%. You're just a step away from approved car financing!

In addition to financing we also offer a variety of products to protect your new investment. Some of those products include: Extended Service Contracts, Gap Insurance, Credit Life/Disability Insurance, Key Replacement Coverage, Tire and Wheel Coverage, Paint and Fabric Protection, and Bi-weekly Payment plans!

HERE IS A LIST OF OUR BANKS! Ford Motor Credit Co, GMAC, Chase Bank/Chase Subprime, Chittenden Bank, Citizens Bank, TD Bank, Americredit, Merchants Bank, VT Federal Credit Union, NorthCountry Federal Credit Union, Heritage Family Credit Union, VT Employee's Credit Union and More!!!


WE NOW OFFER EXTENDED WARRANTY COVERAGE FOR HEAVY AND MEDIUM DUTY TRUCKS!!!


Kevin Racine - Finance Manager/Asst. Sales Manager
kevin@gstonemotors.com

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Contact Information

G. Stone Motors Inc.

36 Boardman St

Middlebury, VT 05753
sales Sales:
802-388-6718

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.